Securities and advisory services offered, in states
where licensed, exclusively through representatives of KMS Financial Services,
Inc., Member FINRA/SIPC and an SEC
Registered Investment Advisor.







This site is for informational purposes only and is not an offer to sell or a solicitation of an offer to buy any securities or investment advisory services which may be referenced herein. We may only offer services in states in which we have been properly registered or are exempt from registration. Therefore some of the services mentioned may not be available in your state, and if not, the information is not intended for you. Securities and brokerage services are limited to individuals residing in states which both KMS Financial Services, Inc. and Darren McGraw are licensed. Those states are currently: Washington, Oregon, Montana, Idaho, California, and Arizona.







Monday, October 25, 2010

What This Blog ISN'T

The  most common questions I get via this blog usually look like:  “Why don’t you give more investment tips?” and “How does any of this relate to me?”. 

“Why don’t you give more investment tips?”
1.       I don’t know you, so I can’t say that you should be investing.
2.       Tip: be wary of “tips” from people who don’t know you or your situation.
3.       There are literally millions of other web sites giving investment tips and the world doesn’t need another one.

“How does any of this relate to me?”
1.       Maybe it doesn’t.
2.       I believe most people want to be happier financially and these are just my thoughts on starting that journey.  Maybe one of them motivates you, too.
3.       Unless money is your idol, I believe gentle reminders that finances follow a happy life and not the other way around might be a positive influence.