Your financial success and independence is not up to fate or chance. Chances are virtually nil that you’ll wake up one day and find that all of your financial dreams have come true. That is truly a fantasy.
You don’t lose weight while you sleep. Your credit cards don’t pay themselves off. You don’t show up for work one day to find that your crummy job has been replaced by a good one. But if you choose to exercise 4 times a week, and if you choose to have your credit cards paid off in six months, and if you choose to find new job which you’ll love, I bet you’ll get every one of those things that you want.
So chances are very good that your financial goals will be realized if you recognize that success first stems from making a choice to move from “here” to “there”. Once you choose what you want, you’ll be able to choose to make the sacrifices necessary, and choose to follow the habits that carry you to success.
If you have elements of your financial life that you want more success with, start first by making a list of what you choose to pursue:
I want a job that pays 20% more
I want my credit cards paid off in one year
I want to feel happier about my finances
I want to take a trip to Hawaii
Now you’re ready to build the plan of how to get there.